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068: Use Targeted Savings Accounts for Irregular Expenses

If the idea of saving money while in graduate school sounds laughable to you, you’re not alone. Many grad students live month to month on a stipend that places them near the poverty line.

After rent, food, and clothing, there’s nothing left to save.

But food, clothing and shelter don’t cover all the expenses you’ll face as a grad student. There’s also car maintenance and repair, gifts for loved ones, and the occasional concert or trip to the beach.

How do you squeeze these add-ons from an already meager budget?

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Credit: Mo Riza

033: It’s Tax Season – Here’s What You Need to Know

You might believe that because you’re in grad school and receiving a research stipend, you don’t really need to worry about paying an income tax.  You don’t have a ‘real job’ and no one asked you to fill out any paperwork so you’re off the hook, right?

Wrong.  Utterly, expensively, illegally wrong.

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